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[solitary-man]

  I think I am getting ripped off on my insurance so I am looking for advise. I have a 03 1300S and am paying $537 a year. I have friends with new Harley's that pay less. I know it also depends on the coverage. I am checking on bikeline and they seem to be the cheapest. Any ideas let me know.
Ride Safe

[Boogie]

I have Progressive, $285 year full coverage.
2003 VTX 1300 R
Perfect driving record

It was around $400 for the first year, but it got cheaper each following year,

[jmdaniel]

I have Progressive, and was paying $338 on my 1300 VTX. When I got the Feejer, and switched policies online, the premium went to $815!!! I ran the online numbers with Geico, and they came in at $529. I decided to give Progressive one last shot, and gave them a call. I told them my Geico quote, and she ran the numbers while I was on the phone. Result? $459.... which I accepted.

Driving record is important, but so is credit score. My credit score, for insurance purposes, according to Progressive, is in the top 1% of all the folks they have applying. Ya pays your bills on time, and good things happen.  

The moral of the story is make some calls, don't just take on-line quotes as gospel. Good luck!      

[larry_357]

 I went with progressive as well did some checking and got mine down to 200 something a year but need to talk to them about extras I have added so the prize may jump up.

[tejasx]

I have Bikeline and my last renewel for my 1300 was around 180, full coverage with 2K in add ons.  I am 52 with no accidents or tickets and no claims. 

[Dusty]

Your location effects your rates as well. (population) The number of fools you have to dodge.

[VTXDEMON]

what ever they all said + 1 ...  If you find a good deal from a large Insurance company, take it.  I would stay away from companies you never heard of.  If you ever file a claim with those off the wall insurance companies, you will see why the are so cheap...  cause their customer service sucks..

[hooter]

Geico   Full coverage for my 02 1800 and the wife's 05 750 is a little below $600. a year. Clean driving record helps

[SouthernXer]

Geico   Full coverage for my 02 1800 and the wife's 05 750 is a little below $600. a year. Clean driving record helps

Yep, Geico for my 02C and my Ducati 999 is about $550/yr total.   

[skipppy75]

05 1300C 31 years old clean as a wistle driving record 13 years riding experience awsome credit
went progressive paid $383 this year on the VTX
second year with them 1st year with a 750 and now a 1300 price should drop a liitle more next year

[VTreX]

$1044.00 a year on '03 VTX and an "07 Wing with over $3500.00 accessories on each, clean driving record, excellent credit, 59 years old, and with the same agent my cars are insured with....and in Bell county.. Why is mine so high?? Farmers auto-----Formost on scoots   Is 59 years old on a scooter a BAD thing???

[KEBS]

I guess I must be in the high price category as well.  I'm with Geico and full coverage is 439. for the VTX 1800 and 654. for the Harley. I'm 32 with an excellent driving record.

[skipppy75]

I guess I must be in the high price category as well.  I'm with Geico and full coverage is 439. for the VTX 1800 and 654. for the Harley. I'm 32 with an excellent driving record.

just never caught

[jmdaniel]

$1044.00 a year on '03 VTX and an "07 Wing with over $3500.00 accessories on each, clean driving record, excellent credit, 59 years old, and with the same agent my cars are insured with....and in Bell county.. Why is mine so high?? Farmers auto-----Formost on scoots   Is 59 years old on a scooter a BAD thing???

Kenny and Kebs,

Shop around, and push them for lower prices. Like I said, Progressive was $815 on the Feejer, until I told them I was leaving.

Kenny,

Your insurance agent may have heard you talking about the V-Rod at BBT... 

[snake]

Progressive, 02 retro, 83 CX 650, full coverage on the retro, liability on the 83, less than spartan driving record, $301 each year.