Texas X Riders

Please login or register.

Login with username, password and session length
Advanced search  

Author Topic: More miles on your bike than your car? Here's your auto insurance...  (Read 678 times)

0 Members and 1 Guest are viewing this topic.

crow57

  • Old Timer
  • ****
  • Posts: 370
  • Garland

Saw this on the news the other night, a new concept in auto insurance in Texas - pay by the mile.   I put about 12K a year on my bike, and only about 3K on my car so I went to their web site www.milemeter.com and plugged in my info, for the miles I drive on my 10 year old Sebring convertible, I can insure it for about $300 a year... 

You choose how many miles you want to buy (minimum 1000), your insurance expires in 6 months or when you use up the miles, whichever comes first.   You can add more miles if you didn't buy enough miles, but I'm guessing they probably throw in an extra fee for that but couldn't find it on their web site.

My girlfriend puts about 6K a year on her '04 Accord, for her it was about break-even with the insurance she currently has...

Just thought some of you guys might have a similar situation and want to know about this... 

Logged

'05 V-Twin, Xtra large 1800 S

Isorg

  • Administrator
  • Texas X Rider OverLord
  • ***********
  • Posts: 1889
  • 2007 1300c, 2002 Yamaha fz1
    • Izzy's Mind
Re: More miles on your bike than your car? Here's your auto insurance...
« Reply #1 on: February 17, 2009, 01:20:17 PM »

I put 10k in 6 months on my bike.... and the truck is the daily driver!
Logged

2007 1300c VTX
2002 Yamaha FZ1
2007 FJR1300

jdugie123

  • Tejano
  • ***
  • Posts: 86
Re: More miles on your bike than your car? Here's your auto insurance...
« Reply #2 on: February 19, 2009, 09:09:55 AM »

That would be nice if it was a little cheaper I put about 40k to 50k on my truck and looks like it will be around 10k or so in the bike a year
Logged

crow57

  • Old Timer
  • ****
  • Posts: 370
  • Garland
Re: More miles on your bike than your car? Here's your auto insurance...
« Reply #3 on: February 19, 2009, 11:48:54 PM »

That would be nice if it was a little cheaper I put about 40k to 50k on my truck and looks like it will be around 10k or so in the bike a year

Yeah, it's intended for cars that don't get driven much.   Less time on the road should be a lower risk...  For people like me who ride more than they drive, and only keep a car for bad weather days, its worth taking a look at.
Logged

'05 V-Twin, Xtra large 1800 S

jmdaniel

  • Texas X Rider OverLord
  • ******
  • Posts: 3336
  • My other toy, '77 FJ40...
Re: More miles on your bike than your car? Here's your auto insurance...
« Reply #4 on: February 20, 2009, 06:05:05 AM »

Yeah, it's intended for cars that don't get driven much.   Less time on the road should be a lower risk...  For people like me who ride more than they drive, and only keep a car for bad weather days, its worth taking a look at.

This is definitely something I'm going to look into. Working out of the house, my cars don't get much use. I did a couple of quotes yesterday, and now have to see how the rest of the picture would be affected, as Momma's car and the Feejer are on the Progressive policy as well, and may go up if I make a change.

Thanks for the link!  :thumbup:
Logged
"He is your friend, your partner, your defender, your dog. You are his life, his love, his leader. He will be yours, faithful and true, to the last beat of his heart. You owe it to him to be worthy of such devotion."
-- Unknown

2016 Honda F6B Deluxe
2007 Yamaha FJR1300A
2003 Honda VTX 1300
 


SimplePortal 2.3.3 © 2008-2010, SimplePortal